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  For every merchant, it is always a good idea to ring their phone because it indicates a sale. However, your phone may not be ringing much longer. Technological advances have made it easier for customers to reach you without having to make a single call. While this may sound good, local businesses may not like it. They prefer to talk to potential users rather than meet them on the Internet and engage in emails or online chats. Fortunately, Google's call-only ads have made it easier for local merchants to communicate with their potential customers via call. Your users can also access you through multiple channels. But how do you create hot leads with Google's call-only ads? Use local VoIP number voipImage: PCMag. The first mistake traders make is to use any phone number when communicating with their customers. They forget that they need to create a local presence for their customers, depending on where they work. A local phone number improves the visibility and credibility of a

Turbulent times explain what success is. The last few years in IT have set an example. Digital disruptions, global epidemics, geopolitical crises, economic uncertainties - fluctuations have called into question the notion of respect for time and how to lead IT. Think of this moment as a call to reflect and rearrange - a chance to learn from your recent experiences what it will take to lead a successful IT organization in the next decade, which is central to every business. Will see technology rapidly, to accelerate, and respond to, a significant operational change. The key to making progress in the years to come is to make your organization more agile and flexible, according to a future-looking report from IDC. Empowerment through decision-making will focus on business outcomes. To find out what you need to do to get there, we've reached out to a range of IT leaders. Here are some tips to make your IT organization more agile and flexible, and thus better equipped to navigate in the

  There are three basic investments that investors can generally make. The first — which I prefer because of the return on investment and the lack of time it takes for the investor with a good professional money manager — is a well-diversified stock portfolio. The second most common investment is bonds, which are considered very safe. Unfortunately, too many people don't understand the inverse correlation of interest rates to bond prices, and the effect they can have on investors’ principal if they invest at the wrong time. Last is real estate. Real estate can be invested through a broker and what is known as a real estate investment trust, which I have discussed before. Today I'm talking about investors actually buying rental properties as an investment. Be careful of those who hype the benefits of real estate investing and tell you about all the money they made. What they do is tell you they bought a piece of property for $300,000 and sold it for $600,000 five years later. Wh

  When it comes to buying real estate, Todd Baldwin credits his success with real estate. The investor buys in traditionally neglected neighborhoods that show signs of new developments . He also prefers new constructions and especially seeks a two to one ratio of bathroom to bedroom. Todd Baldwin is building ethnic wealth by investing in real estate. The 29-year-old college dropout began his career in insurance sales. He said he earned six figures a year thanks to a 9 to 5 job that introduced the commission structure and by spending extra hours in that role, he said, and used his savings to buy his first property . For what Age 23 "My job got me to where I am today, but I wasn't happy doing it," Baldwin, who dropped out of his 9-to-5 in 2020, told Insider. "About a year ago, I was making so much money in real estate that I no longer needed it." In 2021, the Seattle-based investor made a profit of more than 1.5 1.5 million from real estate sales, wholesale deals